Archive for April, 2009
Home Insurance in Escrow
Apr 30th
With the price of real estate as it is now, there are many people in the market to purchase a new house. Are you getting ready to purchase your new home or your next dream house?
You will most likely be required to purchase home insurance to make sure that your new house is protected. So, when should you start looking for affordable home insurance in California? Well, it’s never too early to start (hint, hint). It’s good to start shopping for home insurance quotes in San Diego as soon as you start your Escrow process. This way you are rushed at the last minute to find quick home insurance. You might want to start comparing home insurance quotes by asking your auto insurance agent for a quote. By having your cars insured with your home insurance, you can save by having a package deal.
Ask your agent about all of the available discounts and check to see if you can qualify. Travelers Insurance in San Diego has a discount for a new home purchase.
Affordable Health Insurance in San Diego
Apr 27th
Did you just recently have a rate increase for your health insurance? Are you looking for affordable health insurance for yourself or your family? Are you looking to come off a group health insurance or COBRA plan?
You might be surprised by all of the health insurance plans in California. Each health insurance company has a least a dozen plans. And to add to the confusion, there are different styles or types of plans. HSA, HMO, and PPO (just to name a few)! So, how do you find the right plan for your needs? Well, you should find a local and reputable health insurance agent in San Diego that can help answer your questions.
When was the last time that you got a health insurance quote in San Diego? You might be surpised at the range in premiums on all of the health insurance plans. There are some affordable plans and there are some very expensive plans. Once you find the right plan for your individual or family’s needs, then you can apply. Your application process can take up to 2-4 weeks for the underwriter’s to make a decision… so, it’s good to plan accordingly. You can do a paper application or apply electronicaly through the Blue Cross or Blue Shield application.
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Business Insurance in San Diego
Apr 18th
Are you looking for affordable Business Insurance in San Diego? Does your landlord require you to have business or commercial insurance? Either way, it’s important to protect yourself and your business from a loss. You never know what could happen, so that’s why it’s important to have business insurance.
So, how do you find what’s the right type of business insurance for your needs? Do you need a business owners insurance policy, general liability, or professional liability insurance?
Check with your local independent San Diego Business Insurance agent for a insurance evaluation. Business insurance can be complicated if you are looking at it for the first time. You don’t want to have any gaps in your coverage, so it’s important that you discuss all of your needs with your local San Diego insurance agent. Depending on your needs and type of business, you should be able to find a competitive coverage for your business insurance.
Besides business insurance, your local might also be able to help with your homeowners insurance, apartment building insurance quotes, and affordable health insurance.
NEW Blue Shield Stand Alone Dental Insurance Plans
Apr 5th
Are you looking for some affordable health insurance in San Diego or affordable dental insurance? Blue Shield just came out with new affordable stand-alone dental insurance plans for individuals and family’s in California. The great thing about these dental plans is that you can get them stand-alone without requiring a Blue Shield Health Insurance plan. So, if you have your health insurance with another health insurnace in California, such as Blue Cross, Aetna, or Health Net, you can still apply for a stand alone dental plan with Blue Shield.
Taken from the Blue Shield brochure:
- When you keep your mouth healthy, you’re also keeping your body healthy. That’s why it’s important to stay on track with good oral care needs. And with Blue Shield’s new dental plans, you can have the confidence and smile you’ve always wanted at a price you can afford!
- The savings you get with our Smile PPO plan keeps the cost of dental work from taking a deep bite out of your wallet later. The Value Smile PPO plan provides preventive, diagnostic, and some minor restorative services designed to aid in reduction of future costly services. You’ll be doing your health and smile a huge favor.
These new Blue Shield dental plans come in two options: Smile PPO and Value Smile PPO. Each plan has different rates and benefits. Check with your local health insurance agent in San Diego to find out more about these stand alone dental plans from Blue Shield. Once you find a plan that is right for your needs, you can complete your Blue Shield application