Archive for November, 2009
Great deals on home insurance in San Diego
Nov 29th
With the holiday’s coming up and shopping season now in full force, people are always looking for great deals and bargains. Is there such a thing as black friday for insurance?
Well there isn’t such a thing for insurance, but when you work with an independent insurance agent, they can help you compare rates from many insurance carriers at once to help you find the best plan for your needs. For example, say you are purchasing a new home and getting ready to close Escrow. You’ll need home insurance to close Escrow. By working with an independent insurance, they can help you compare rates from many home insurance carriers at once to help you find the right product for your needs (oh…, and at a competitive rate too).
When working with an independent insurance agent, they can help you compare rates from many carriers at once such as travelers insurance in san diego, or mercury insurance in san diego. Call your local agent today.
Commercial Auto Insurance in San Diego
Nov 24th
Getting the right type of insurance policy for your vehicle is very important.
Did you recently purchase a new vehicle? How is your vehicle registered? Is your new vehicle or car registered in your personal name or the name of your business?
Will you have any employees drive your vehicle? How do you use your vehicle? Will you be driving to work and back or will you be driving on appointments each day?
It’s important that you have the correct type of insurance policy for your vehicle or vehicles. Check with your insurance agent or company if you are not sure about which type of policy to get for your car insurance in San Diego.
Mercury insurance in san diego has great rates for both personal auto and commercial auto insurance. Call your local agent today for a quick auto insurance quote in San Diego.
Anthem Blue Cross Smart Sense Review
Nov 11th
Anthem Blue Cross has recently come out with some affordable and very popular health insurance plans. They noticed that individuals and family’s are looking for affordable health insurance and they’ve come out with plans to meet their needs. These new plans are called Anthem Blue Cross Smart Sense. Smart Sense PPO plans are affordable and competitive monthly premiums.
You can choose different deductible options ranging from $500 to $5000. You can also choose to have generic-only prescription benefits or name brand and generic prescription benefits.
Some of the downsides to these plans is that they do not provide maternity benefits. Also, you are limited to 3 office visits per year per family member.
The Smart Sense PPO plans are in California. They might have them in other states also. Check with your local independent agent for more information or if you would like to request a health insurance quote in San Diego.
This information is intended as a brief comparison of some of the benefits of the Anthem Blue Cross plans and shows copay/coinsurance amounts you will pay for services received from preferred providers only. You should review the Combined Summary of Benefits or the Evidence of Coverage/Certificate of Insurance and Plan Contract/Policy for a more complete description of the benefits, terms, exlusions, and conditions and limitations of the health plans.
Rental Home Insurance in San Diego
Nov 9th
Did you just recently purchase a rental home? If so, then it’s important to have the right type and coverage of rental home insurance in San Diego. Having enough coverage for your rental property and investment is important to your business. Whether you own a single unit rental property or a multi-unit apartment building, having the right coverage is important.
Rental Home insurance can be really affordable. However you want to make sure that your coverage is sufficient and meets your needs. When getting quotes, you don’t want to have cheap rental home insurance and coverage.
Even if you already have a rental home insurance or landlord insurance policy for your property, it is still a good idea to regularly review your policy. Call your local San Diego rental home insurance agency today for a quick quote and coverage comparison today!
Flood Insurance in San Diego
Nov 1st
Are you required by your mortgage company to have Flood insurance in San Diego in order to close Escrow? Don’t worry, Flood insurance can be made easy if you are working with a knowledgeable insurance agency that is experienced. Even if you aren’t in a flood zone, Flood insurance is important to have.
First off, your insurance agent will check to see what type of a flood zone your home (or potential home) is located. Depending on the area, some zones can have higher rates than other zones. That’s why it’s important to have the exact address and as much information as possible to get an accurate flood insurance quote. Premium rates, policy conditions and coverages are established by the National Flood Insurance Program (NFIP) and they do not change regardless of the insurance company or agent providing the coverage. While you are getting a flood insurance quote, you might also want to request a home insurance quote too.
If you have any questions or need any assistance, please feel free to contact your local San Diego Insurance agent.