Did you just recently have a rate increase for your health insurance?   Are you looking for affordable health insurance for yourself or your family?  Are you looking to come off a group health insurance or COBRA plan?

You might be surprised by all of the health insurance plans in California.  Each health insurance company has a least a dozen plans.  And to add to the confusion, there are different styles or types of plans.  HSA, HMO, and PPO (just to name a few)! So, how do you find the right plan for your needs?  Well, you should find a local and reputable health insurance agent in San Diego that can help answer your questions.  

When was the last time that you got a health insurance quote in San Diego?  You might be surpised at the range in premiums on all of the health insurance plans.  There are some affordable plans and there are some very expensive plans.  Once you find the right plan for your individual or family’s needs, then you can apply.  Your application process can take up to 2-4 weeks for the underwriter’s to make a decision… so, it’s good to plan accordingly.   You can do a paper application or apply electronicaly through the Blue Cross or Blue Shield application.  

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