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Accurate home insurance quotes

admin — Thu, 19 Jan 2012 22:17:02 +0000

When obtaining your home insurance in San Diego, it is important to take the time to provide all of the necessary information to your local home insurance agent. There might be discounts that you might qualify for that you could be missing out. There are a lot of factors that go into underwiting home insurance and it’s important to provide all of the information.

Depending on the insurance carrier, some of the new discounts are gas shutoff valve, new home buyer discount, occupation discount, and new home discount. Check with your local San Diego insurance agent today to see if you can save on your home insurance. Another huge discount is having both your home and auto insurance with the same company. Often times, you can save not only on your auto in

Strip mall insurance in San Diego

admin — Wed, 30 Nov 2011 02:45:54 +0000

Do you own a strip mall or shopping center? When was the last time that you compared rates for strip mall insurance in San Diego?

If it has been too long, then maybe you are paying too much or not getting the right coverage. It can be affordable depending on the size and features of your building. Call your local San Diego insurance agent today for a coverage comparison on your strip mall insurance or commercial property insurance in San Diego.

Small Apartment Building Insurance in San Diego

admin — Wed, 23 Nov 2011 01:01:56 +0000

Do you have a small apartment building in San Diego? When was the last time that you reviewed your apartment building insurance policy? If you can’t remember, then maybe it has been too long. Rates for apartment building insurance in San Diego are very competitive right now and you might be able to save and/or get better coverage. Are there 4 or more units in 1 building?

Check with your local San Diego insurance agent today to review your apartment building insurance policy.

Homeowners Insurance in La Jolla

admin — Thu, 10 Nov 2011 00:57:22 +0000

Are you looking to purchase a new home in La Jolla. It is a good idea to shop for home insurance quotes in La Jolla before you close escrow. Do this ahead of time so that you can have enough time to make sure that you are getting the best coverage and rates for your needs. La Jolla is a beautiful area with many nice homes. Make sure that you are getting the right type of insurance coverage for your new home.

You might be able to save even more by packaging your auto insurance and home insurance together with the same carrier. Call your local San Diego and la jolla insurance agent today for assistance.

Apartment Building Insurance Quote San Diego

admin — Fri, 28 Oct 2011 00:11:24 +0000

When was the last time that you reviewed your apartment building insurance in San Diego? If you can’t remember, then maybe it has been too long. Consider a coverage comparison from a local San Diego apartment building insurance agency. Rates for apartment building insurance are very competitive and you might be able to save or get better coverage compared to your current insurance company.

Besides apartment building insurance, you might also want to do a coverage review with your home, auto, and landlord insurance in San Diego.

Uninsured motorists

admin — Thu, 13 Oct 2011 21:28:50 +0000

Across the United States, chances are roughly one in seven that a driver is uninsured, according to new estimates from the Insurance Research Council (IRC). The estimated percentage of uninsured motorists declined four straight years before rising to 14.3 percent in 2008 and dropping to 13.8 percent in 2009. The economic downturn is thought to be a major factor in the brief increase.

Do you have uninsured motorist coverage? This is a very important coverage to have on your auto insurance. Call your local San Diego insurance agent today for a coverage comparison on your auto insurance. You might be able to save by packaging both your auto and home insurance together with the same insurance company. Even if you are renting, you might be able to qualify for a multi-policy discount by having both auto and renters insurance with the same insurance company. Call today and save!

Health Insurance In San Diego Underwriting

admin — Thu, 13 Oct 2011 20:55:05 +0000

Just recently had an individual coming from a group health insurance looking to apply for an individual health insurance plan. They got declined by two health insurance carriers, but finally she got approved with the last one that they applied for. In the end, this person is still going to be saving money compared to the COBRA option.

It unfortunate that not everyone can get approved with individual health insurance, however we are always happy to help you apply and answer any questions. Each health insurance company has slightly different underwriting guidelines. It’s good to be patient and stay positive while your application is going through the underwriting process. Feel free to call your local independent San Diego health insurance agent for an evaluation or plan comparison. We are happy to help answer your health insurance questions and provide proposals so that you can make the right decision for your needs. Our office helps with all of the major health insurance carriers, including Anthem Blue Cross, Blue Shield, Health Net, and Kaiser.

How much was lost during San Diego power outage?

admin — Tue, 04 Oct 2011 23:29:50 +0000

There was major power outage at the beginning of September. How much did your business lose during this outage?

Do you have any plans in place in the event of a future power outage? This might be an important thing to consider when planning your business.

Home Insurance Wood Roof San Diego

admin — Mon, 26 Sep 2011 16:51:15 +0000

Are you purchasing a new home in San Diego? Have you checked the roof type on the house? Is it a tile roof, composite roof or wood roof? Those are the most common home roof types in San Diego. Are you having trouble finding home insurance in San Diego wood roof? If you are purchasing a new home with a wood roof, it might be difficult to find home insurance. However, check with your local San Diego insurance agency and they might have an option for your homeowners insurance. Insurance for homes with wood roofs might be more expensive compared to homes with tile or composite roofs, but there are many discounts available.

Our agency has access to affordable home insurance company’s that can help insure your new home purchase with a wood roof.

Vacant Home Insurance in San Diego

admin — Thu, 01 Sep 2011 07:51:53 +0000

Do you have a vacant property in San Diego? Vacant properties may require different insurance coverage than owner-occupied homes. Call your local San Diego vacant home insurance agency today for a quick quote and coverage comparison.

Have you considered going with a higher deductible? You might be able to save on your San Diego vacant home insurance premiums by choosing a higher deductible.

Vacant Property Tip 1: Secure the property. Make sure all doors and windows are locked and place bars or rods into the tracks. Install extra deadbolts on doors, grilles on windows and sensors on any outdoor lighting. You might also consider a monitored security system.

Vacant Property Tip 2: Perform regular checks. A property that’s vacant should be checked frequently for damage or signs of forced entry. If inspections are conducted regularly, potential problems can be corrected quickly before they develop or worsen.

Vacant Property Tip 3: Do some yard work. Overgrown gardens and lawns are telltale signs that a property is not occupied. Schedule time to do the work or hire a lawn service.