Are you looking for affordable health insurance in California?  Blue Shield of California has just come out with really popular plans for those looking for affordable health insurance in California.  The monthly premiums for these plans are among the lowest in the health insurance industry.  

So, why are these Blue Shield Vital Shield plans so affordable?  The have generic only prescription benefits?  Also, they have limited office visit benefits at twice per calendar year.  Also, there is no maternity benefits.  These plans might be good for those people in good health just looking for a plan with catastrophic benefits.   Call your local San Diego Insurance agent to help you find the right health insurance plan for your needs.  Once you find a plan, then you can submit a paper application or even submit your Blue Shield application online.  

From Blue Shield’s website: 

Our Vital ShieldSM plans provide coverage with basic benefits and a low or moderate deductible choice in case of hospitalization, surgery, or other major medical events. This lower-priced PPO option covers two office visits and generic drugs, before members have to meet a deductible.
Plan Highlights
  • Monthly rates staring at as low as $45*
  • Choice of low or moderate annual deductible ($900 or $2900)
  • Member is covered at 100% for most in-network services after meeting the annual coinsurance maximum ($4,900)
  • Low copayments for generic prescription drugs at network pharmacies ($10)
  • Two calendar-year office visits, which can be used  for preventive care, before meeting the deductible
  • One of California’s largest PPO provider networks, so it’s easy to find a doctor
Ideal Clients
  • Price-driven shoppers  
  • Uninsured, but employed  
  • Ages 19 to 44  
  • Clients seeking coverage in case of serious illness or injury
  • Current clients thinking of dropping their health coverage due to rising rates