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Anthem Blue Cross  is coming out soon with a brand new PPO health insurance plan called, Anthem Blue Cross Premier PPO.  Premier PPO offers many benefits before the deductible and richer coverage as well for preventive care and prescription drugs.   The lowest levels of coinsurance across all deductibles gives Premier added value over other plans that Anthem Blue Cross offers.

screenings are covered, before your deductible, once you’ve been on the plan for six months.  See the Benefit Guide for more details.

This plan is will be popular due to the following:

Unlimited doctor office visits with predictable copays, before the deductible
A broad range of preventive benefits to focus on keeping members healthy
Annual routine eye exam
Generic, brand and specialty drug coverage

Please note that  Maternity benefits are not included with this plan.  

For more information, call your local San Diego health insurance agent today for a quick California Health Insurance quote or health insurance comparison.

Are you getting all of the discounts that you deserve on your car insurance in San Diego?

Insurance carriers update their guidelines periodically and it might be worth it to check to see if there are any new discounts available.  Some carriers will even give you a discount if you belong to a credit union.  What is your current occupation?  Do you belong to any associations or groups? 

Mercury insurance in san diego offers many discounts depending on your occupation.  This can potentially help you save on your auto insurance. 

Call your local San Diego car insurance agent today to see if you qualify for any additional discounts on your auto or home insurance.

Having the correct type of insurance policy is very important.   If you use your truck or auto in your business, then you might need a commercial auto insurance in San Diego.    

Check with your insurance company first, because you never want to be driving around with the wrong type of coverage or the incorrect type of insurance policy. 

Finding affordable commercial auto or business auto insurance in very easy with working with a local San Diego Insurance agent.  Your local agent or broker can help compare many commercial auto insurance carriers at once, helping you save time and money.   Progressive and Mercury Insurance in San Diego have very competitive rates for commercial auto insurance.

With the holiday’s coming up and shopping season now in full force, people are always looking for great deals and bargains.  Is there such a thing as black friday for insurance?

Well there isn’t such a thing for insurance, but when you work with an independent insurance agent, they can help you compare rates from many insurance carriers at once to help you find the best plan for your needs.  For example, say you are purchasing a new home and getting ready to close Escrow.  You’ll need home insurance to close Escrow.  By working with an independent insurance, they can help you compare rates from many home insurance carriers at once to help you find the right product for your needs (oh…, and at a competitive rate too).

When working with an independent insurance agent, they can help you compare rates from many carriers at once such as travelers insurance in san diego, or mercury insurance in san diego.  Call your local agent today.

Getting the right type of insurance policy for your vehicle is very important.

Did you recently purchase a new vehicle?  How is your vehicle registered?  Is your new vehicle or car registered in your personal name or the name of your business?

Will you have any employees drive your vehicle?  How do you use your vehicle?  Will you be driving to work and back or will you be driving on appointments each day?

It’s important that you have the correct type of insurance policy for your vehicle or vehicles.  Check with your insurance agent or company if you are not sure about which type of policy to get for your car insurance in San Diego.

Mercury insurance in san diego has great rates for both personal auto and commercial auto insurance.  Call your local agent today for a quick auto insurance quote in San Diego.

Are you required by your mortgage company to have Flood insurance in San Diego in order to close Escrow?  Don’t worry, Flood insurance can be made easy if you are working with a knowledgeable insurance agency that is experienced.  Even if you aren’t in a flood zone, Flood insurance is important to have.

First off, your insurance agent will check to see what type of a flood zone your home (or potential home) is located.  Depending on the area, some zones can have higher rates than other zones.  That’s why it’s important to have the exact address and as much information as possible to get an accurate flood insurance quote.  Premium rates, policy conditions and coverages are established by the National Flood Insurance Program (NFIP) and they do not change regardless of the insurance company or agent providing the coverage.  While you are getting a flood insurance quote, you might also want to request a home insurance quote too.

If you have any questions or need any assistance, please feel free to contact your local San Diego Insurance agent.

Summer is already over and it’s now fall time.  Living in San Diego with this great weather, you are still probably enjoying your motorcycle year round.  That’s why it’s so important to make sure that you have the right type of insurance coverage for your motorcycle all the time year round.  

When was the last time that you reviewed your motorcycle insurance in San Diego?  Do you have enough coverage for your motorycle?  Do you have any coverage for your safety apparel?  These are just a few of the things you need to consider.    What liability limits do you need?   There are many factors when considering motorcycle insurance besides the cost and premium.

There are many ways that you can save on your motorcycle insurance.    Do you belong to certain rider clubs or have you complete a certified safety course?  Some insurance carriers give you a discount and savings on your motorcycle insurance for these.  Call your local motorcycle insurance agent in San Diego for a coverage comparison today!

Are you looking for affordable condo insurance quotes?  This is a great landing page to help you find a local San Diego condo insurance agent that can help with your needs.  Whether your condo is owner occupied or it’s a rental condo, this insurance agency can help you right away!  They can help you shop from multiple condo insurance company’s so that you can find the right coverage at the right price for your needs. 

Shopping for condo insurance has never been easier.  This local San Diego insurance agency helps make it easier too.  Not only do they help with your condo insurance quotes, but they can help with your car insurance too!  Did you know that most insurance carriers give you a nice discount by having both your auto and condo insurance with the same insurance carrier?  Mercury insurance in San Diego offers great package discounts on both your auto and condo insurance with you package everything together.  These insurance package discounts can help you save!

We were recently helping out a client that just purchased a small 4 unit rental apartment building.  They asked for an apartment building insurance quote.  We presented them with a Mercury insurance apartment building quote that was very competitive and higher insurance limits than his previous carrier.  Not only better coverage, but the yearly insurance premium was lower.  Needless to say, the client was very happy and appreciative.

We always go the extra mile with our clients, take the time, and help them get the most value for their insurance dollars.   Whether you are looking for home insurance quote, office building insurance, or California health insurance, we have great markets and knowledgeable staff to help you make the right decision for your needs.

Most lenders are now requiring condo contents insurance in San Diego.  This type of insurance policy is usually for the interior of condos or town homes in a condominium or homeowners association where there is a master insurance policy that covers the exterior of the building.

These types of interior or walls in condo insurance has been literally hot right now.  Most lenders are requiring them for buyers that are closing escrow for their new condo.   Another term for this is called HO6 insurance in San Diego.   It’s good to start comparing or shopping around for a condo contents insurance policy right when you begin your Escrow process so that you are not rushed at the last moment to make a decision.

So, where do you look for condo contents insurance.  Check with your local San Diego insurance agent or your current auto insurance agent.  Depending on your insurance carrier, you might be able to get a substantial discount by packaging both your condo insurance and your car insurance with the same insurance company.  Mercury Insurance in San Diego offers up to a 15% discount on your home insurance and your car insurance by having a package.  Call your local San Diego Insurance agent today and save!

Are you looking to save or get better coverage on your apartment building insurance?  When was the last time that you reviewed your apartment insurance policy?   If you can’t remember, then maybe it is too long and it might be a good idea for an insurance checkup.

Sometimes you might think that it’s a good idea to submit a quote request to multiple agents at the same time.  However, some company’s might put a block on the insurance quote so that only one agent has access to it at the same time…. this is more common with commercial and apartment building insurance.   Our agency works with many top rated apartment building insurance carriers to help you compare and save. 

Call your local San Diego insurance agent today for a quote on your apartment building insurance in San Diego!

Are you looking for short term health insurance in California?   Short term health insurance is just like the name state,  health insurance that is short term or usually 1 year or less.  Short term health insurance might be a good for individuals and familys that need short term health insurance coverage and know exactly how long they wil need it.

Short term health insurance has been popular if you are in college and need health insurance during your summer break.  Short term health insurance might also be a good option if you are in between jobs and know when your new health insurance benefits will start.

The short term health insurance application is much shorter than a traditional health insurance application.  Some carriers such as Anthem Blue Cross require you to pre-pay for your entire benefits period.  If you are unsure of how long you think you will need health insurance, then it might be better to apply for a traditional health insurance plan.   Your local health insurance agent should be able to provide you with health insurance quotes in San Diego.   Once you find a plan that you like, you can submit your Blue Shield application electronically online.