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I get requests from prospects all of the time for home insurance, trying to save money.   Often times they are willing to package their auto and home insurance with the same company to take advantage of the savings.  Sometimes people are happy with their current auto insurance and dont’ want to switch.  That’s fine too, but you are missing out on savings not only on your home insurance but on your car insurance too. 

Packaging your auto and home insurance not only can save you money, but there are many other benefits too.  Some of the benefits are having one phone number with 1 insurance company, having a single bill for both your auto and home insurance, having one agent to look over your insurance.  

Why make your life more complicated?  Call your local San Diego insurance agent today for a free quote on your auto and home insurance in San Diego to take advantage of the savings and bundle discounts.

Just getting ready for an appointment for a rental condo insurance client.   Do you have insurance for your rental condo?  It’s a really important policy to protect your rental condo.  You never know what could happen when you  are renting out your condo, so get the peace of mind by having condo HO6 insurance in San Diego.

Rental condo insurance is very affordable.  You can even check with your local San Diego insurance agent to see what discounts are available when you bundle your auto, primary residence, and rental condo insurance together with the same insurance company.

Call your local home insurance agent today to see about protecting your property today!

Did you just recently purchase a rental home or a rental condo?  With low interest rates and with home prices being so affordable in California many people are purchasing homes and investment properties.  Don’t forget about getting rental home insurance in California or rental condo insurance to protect your investment.

When renting out your condo or home, it’s important that you have the correct type of insurance policy.  There are special types of insurance policy’s when your home or condo are tenant occupied.   Often times, rental home or landlord insurance can even be more affordable than primary residence home insurance.   It’s also a good idea to have your tenant’s obtain their own renters insurance policy too.

Check with your local San Diego insurance for a quick estimate on rental home or rental condo insurance.

Do you have earthquake insurance for your home insurance in San Diego?  With all of the recent earthquakes, it’s important to make sure that you have the right type of coverage for your needs.  Having earthquake insurance is so important.  You could lose your entire house in a major devastating earthquake.

Even if you are renting our your home, it is still important to have earthquake insurance for your rental home insurance in San Diego.

Call your local San Diego Insurance agent today for a quote on your earthquake insurance.

It’s your business and you want to protect it.  Are you looking for business insurance in San Diego?   First of all – what type of business do you have?   When talking biz insurance, each business is so unique.  Finding business insurance is very relevant to your particular type of business.   Each type of business has different needs and different insurance needs.

An electrician has different needs compared to a hair salon or an apartment building insurance owner.   With each unique business, there can be specialized insurance coverage’s.   For example, a barber might need professional liability along with other coverage for their business equipment and merchandise. 

When looking at insurance for your business, it’s important to discuss all of the unique elements of your business with your local San Diego Insurance agent.   Whether you need apartment building insurance, beauty salon insurance, insurance for your acupuncture office, your local insurance agent should be able to help you shop around and find the most competitive business insurance product for your needs.  Besides business insurance, your local San Diego insurance agent might also be able to help with home and condo insurance in San Diego.

Summer is finally here!  Finding affordable insurance in San Diego is easy when working with an independent insurance agency.  Whether you are looking for home insurance in San Diego, landlord insurance, or apartment building insurance, your local agent is there for you to help find value for your insurance.

When was the last time that you compared your insurance?  Check with your local agent today to help with a coverage comparison on your insurance.

We have an advertisement today in the Union Tribune for Anthem Blue Cross in San Diego.  Check it out today and see if you can find our ad! 

Anthem Blue Cross is promoting one of their more affordable health insurance plans, called Clear Protection ppo plan.  Their are a few Clear Protection options to choose from with individual deductibles of 1000, 3300, and 5000.  The rates are very affordable compared to most PPO plans on the market. 

Besides Anthem Blue Cross, our office also helps with Blue Shield in San Diego, Health Net, Kaiser, and Aetna.  Call your local San Diego Insurance agent today for a health insurance coverage comparison or a fast quote.

It’s that time of the year for motorcycle season.  Well, actually you can pretty much ride your motorcycle year round in San Diego with the great weather we are so lucky to have.  More and more people are getting motorcycles this time of the year.  Before you purchase your next motorcycle – you should get a quote from an independent agent for motorcycle insurance in San Diego.  Do you need comprehensive and collision coverage or just liability-only. 

Your local San Diego insurance agent should be able to help give you San Diego motorcycle insurance quotes on different options of your choice.

When shopping for home insurance quotes in San Diego, it’s important to verify with your potential new insurance to make sure that it’s eligible and not in brush hazard area.  San Diego is beautiful, but it also has many canyon’s and potential high risk brush areas.

When shopping for your home insurance quote in San Diego, you should check with the insurance agent to make sure that your home qualify’s for home insurance in that specific area.  It’s easy to get a quote, but you want to make sure that the underwriters don’t have any issues with your home location.  Call your local home insurance in San Diego today for a quick home insurance or hazard insurance quote.

Just had a client that recently purchased a small apartment building.  Just some bad luck, they had some water damage about a month after purchasing the apartment building in San Diego.   I know, just what they wanted after purchasing a new building.

That’s why it’s so important to have apartment building insurance in San Diego – you will never know when you will need the insurance. The client was really happy with the wonderful claims service and the level of customer service they received from Mercury in handling their apartment building claim fast and efficiently.   It always feels nice to get praises from clients. 

Mercury Insurance apartment building rates are super competitive and as you can see, they have great claims service too.   With Mercury Insurance, you get the best of having excellent rates and top notch claims service for your apartment building. 

Next time that you are in the market for apartment building insurance in California; call our San Diego office for a quick quote.

Are you looking to purchase a new condo?  Once you start your Escrow process, it’s a good idea to start comparing and shopping for condo contents insurance in California.   Another name for this is HO6 condo insurance or walls-in condo insurance. 

Rates for condo contents insurance can be very affordable.   Start by checking with your current auto insurance carrier.  Most insurance carriers in California give you a big discount for packaging your auto and condo contents insurance together with the same insurance company.

Why do you need condo insurance?   There are many important reasons.   Call your local California Insurance agency at 619-299-6000 for a quick quote today.

Are you a contractor looking for affordable coverage for your business insurance?  Our agency has partnered up with Allied Insurance to help offer competitive rates for your business insurance.

When was the last time that your reviewed your business insurance policy?  Is your current contractor insurance in San Diego expiring soon?  Call your local San Diego insurance agent today for a quick quote.  Allied Insurance has great  rates for contractors that fit into their insurance program.   Some classes of business include interior carpentry and carpet laying, ceiling or wall installers, and commercial janitorial services. 

Call today to see if you qualify and for a quick quote on your San Diego general liability insurance!

Are you currently renting out your home to tenants?  Having the proper insurance coverage and policy is very important.  Before you rent out your home, check with your insurance carrier or your home insurance agent to make sure that you have the proper coverage and insurance policy for your needs. 

Some home insurance carriers sometimes call these landlord policy’s or rental dwelling policy’s.  Depending on your needs, the rates for these policy’s can be lower than a regular homeowners insurance policy.   Call your local San Diego home insurance agent today for a landlord insurance quote.

Now is an amazing time to buy a home.   Once you’ve found your next home, it’s important to start looking for home insurance in San Diego.  Your new home can be your single largest investment – so it’s important to protect it properly.  Your Escrow company will probably require a certificate or evidence of home insurance when you close Escrow. 

How are you going to be using this home?  Will it be your new primary residence, a rental home, vacation/second home or will it be vacant?  It’s important to let your insurance agent or company know how intend on using your home so that you can get the right type of insurance policy.

For example, if you have a rental home,  you might not need as much personal property coverage, but you will want to make sure that you have plenty of loss of rents coverage.  Landlord Insurance or   Rental home insurance in San Diego  can be very affordable and there are plenty of insurance carriers to choose from.  

Whether you have a single unit rental dwelling or a large apartment building insurance complex, it’s important to make sure that you have the right coverage for your needs. Call your home insurance agent in San Diego today for a coverage comparison.

Anthem Blue Cross  is coming out soon with a brand new PPO health insurance plan called, Anthem Blue Cross Premier PPO.  Premier PPO offers many benefits before the deductible and richer coverage as well for preventive care and prescription drugs.   The lowest levels of coinsurance across all deductibles gives Premier added value over other plans that Anthem Blue Cross offers.

screenings are covered, before your deductible, once you’ve been on the plan for six months.  See the Benefit Guide for more details.

This plan is will be popular due to the following:

Unlimited doctor office visits with predictable copays, before the deductible
A broad range of preventive benefits to focus on keeping members healthy
Annual routine eye exam
Generic, brand and specialty drug coverage

Please note that  Maternity benefits are not included with this plan.  

For more information, call your local San Diego health insurance agent today for a quick California Health Insurance quote or health insurance comparison.

Are you getting all of the discounts that you deserve on your car insurance in San Diego?

Insurance carriers update their guidelines periodically and it might be worth it to check to see if there are any new discounts available.  Some carriers will even give you a discount if you belong to a credit union.  What is your current occupation?  Do you belong to any associations or groups? 

Mercury insurance in san diego offers many discounts depending on your occupation.  This can potentially help you save on your auto insurance. 

Call your local San Diego car insurance agent today to see if you qualify for any additional discounts on your auto or home insurance.

Having the correct type of insurance policy is very important.   If you use your truck or auto in your business, then you might need a commercial auto insurance in San Diego.    

Check with your insurance company first, because you never want to be driving around with the wrong type of coverage or the incorrect type of insurance policy. 

Finding affordable commercial auto or business auto insurance in very easy with working with a local San Diego Insurance agent.  Your local agent or broker can help compare many commercial auto insurance carriers at once, helping you save time and money.   Progressive and Mercury Insurance in San Diego have very competitive rates for commercial auto insurance.

With the holiday’s coming up and shopping season now in full force, people are always looking for great deals and bargains.  Is there such a thing as black friday for insurance?

Well there isn’t such a thing for insurance, but when you work with an independent insurance agent, they can help you compare rates from many insurance carriers at once to help you find the best plan for your needs.  For example, say you are purchasing a new home and getting ready to close Escrow.  You’ll need home insurance to close Escrow.  By working with an independent insurance, they can help you compare rates from many home insurance carriers at once to help you find the right product for your needs (oh…, and at a competitive rate too).

When working with an independent insurance agent, they can help you compare rates from many carriers at once such as travelers insurance in san diego, or mercury insurance in san diego.  Call your local agent today.

Getting the right type of insurance policy for your vehicle is very important.

Did you recently purchase a new vehicle?  How is your vehicle registered?  Is your new vehicle or car registered in your personal name or the name of your business?

Will you have any employees drive your vehicle?  How do you use your vehicle?  Will you be driving to work and back or will you be driving on appointments each day?

It’s important that you have the correct type of insurance policy for your vehicle or vehicles.  Check with your insurance agent or company if you are not sure about which type of policy to get for your car insurance in San Diego.

Mercury insurance in san diego has great rates for both personal auto and commercial auto insurance.  Call your local agent today for a quick auto insurance quote in San Diego.

Are you required by your mortgage company to have Flood insurance in San Diego in order to close Escrow?  Don’t worry, Flood insurance can be made easy if you are working with a knowledgeable insurance agency that is experienced.  Even if you aren’t in a flood zone, Flood insurance is important to have.

First off, your insurance agent will check to see what type of a flood zone your home (or potential home) is located.  Depending on the area, some zones can have higher rates than other zones.  That’s why it’s important to have the exact address and as much information as possible to get an accurate flood insurance quote.  Premium rates, policy conditions and coverages are established by the National Flood Insurance Program (NFIP) and they do not change regardless of the insurance company or agent providing the coverage.  While you are getting a flood insurance quote, you might also want to request a home insurance quote too.

If you have any questions or need any assistance, please feel free to contact your local San Diego Insurance agent.

Summer is already over and it’s now fall time.  Living in San Diego with this great weather, you are still probably enjoying your motorcycle year round.  That’s why it’s so important to make sure that you have the right type of insurance coverage for your motorcycle all the time year round.  

When was the last time that you reviewed your motorcycle insurance in San Diego?  Do you have enough coverage for your motorycle?  Do you have any coverage for your safety apparel?  These are just a few of the things you need to consider.    What liability limits do you need?   There are many factors when considering motorcycle insurance besides the cost and premium.

There are many ways that you can save on your motorcycle insurance.    Do you belong to certain rider clubs or have you complete a certified safety course?  Some insurance carriers give you a discount and savings on your motorcycle insurance for these.  Call your local motorcycle insurance agent in San Diego for a coverage comparison today!

Are you looking for affordable condo insurance quotes?  This is a great landing page to help you find a local San Diego condo insurance agent that can help with your needs.  Whether your condo is owner occupied or it’s a rental condo, this insurance agency can help you right away!  They can help you shop from multiple condo insurance company’s so that you can find the right coverage at the right price for your needs. 

Shopping for condo insurance has never been easier.  This local San Diego insurance agency helps make it easier too.  Not only do they help with your condo insurance quotes, but they can help with your car insurance too!  Did you know that most insurance carriers give you a nice discount by having both your auto and condo insurance with the same insurance carrier?  Mercury insurance in San Diego offers great package discounts on both your auto and condo insurance with you package everything together.  These insurance package discounts can help you save!

We were recently helping out a client that just purchased a small 4 unit rental apartment building.  They asked for an apartment building insurance quote.  We presented them with a Mercury insurance apartment building quote that was very competitive and higher insurance limits than his previous carrier.  Not only better coverage, but the yearly insurance premium was lower.  Needless to say, the client was very happy and appreciative.

We always go the extra mile with our clients, take the time, and help them get the most value for their insurance dollars.   Whether you are looking for home insurance quote, office building insurance, or California health insurance, we have great markets and knowledgeable staff to help you make the right decision for your needs.