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	<title>San Diego Insurance</title>
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	<link>http://esandiegoinsurance.com</link>
	<description>Call 619-299-6000</description>
	<lastBuildDate>Thu, 25 Feb 2010 23:00:38 +0000</lastBuildDate>
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		<title>Anthem Blue Cross Premier PPO</title>
		<link>http://esandiegoinsurance.com/anthem-blue-cross-premier-ppo/</link>
		<comments>http://esandiegoinsurance.com/anthem-blue-cross-premier-ppo/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 23:00:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=265</guid>
		<description><![CDATA[Anthem Blue Cross  is coming out soon with a brand new PPO health insurance plan called, Anthem Blue Cross Premier PPO.  Premier PPO offers many benefits before the deductible and richer coverage as well for preventive care and prescription drugs.   The lowest levels of coinsurance across all deductibles gives Premier added value over other plans that Anthem [...]]]></description>
			<content:encoded><![CDATA[<p>Anthem Blue Cross  is coming out soon with a brand new PPO health insurance plan called, <a href="http://www.insurancebyjohn.com">Anthem Blue Cross Premier PPO</a>.  <span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;">Premier PPO offers many benefits before the deductible and richer coverage as well for preventive care and prescription drugs.   The lowest levels of coinsurance across all deductibles gives Premier added value over other plans that Anthem Blue Cross offers.</span></span></span><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"></span></span></p>
<p><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><font face="TVNordEFOP-Regular" size="2" color="#231f20"><font face="TVNordEFOP-Regular" size="2" color="#231f20"><font face="TVNordEFOP-Regular" size="2" color="#231f20"></p>
<p align="left">Preventive care is an important component of Premier plan coverage.  An annual physical exam and certain preventive</p>
<p></font></font></font></span><font face="TVNordEFOP-Regular" size="2" color="#231f20"><font face="TVNordEFOP-Regular" size="2" color="#231f20"></p>
<p align="left"> </p>
<p></font></font></span><font face="TVNordEFOP-Regular" size="2" color="#231f20"></p>
<p align="left"> </p>
<p></font></span></p>
<p align="left"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;">screenings are covered, before your deductible, once you&#8217;ve </span></span></span><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;">been on the plan for six months.  See the Benefit Guide for more details.</span></span></span></p>
<p>This plan is will be popular due to the following:</p>
<p>Unlimited doctor office visits with predictable copays, before the deductible<br />
A broad range of preventive benefits to focus on keeping members healthy<br />
Annual routine eye exam<br />
Generic, brand and specialty drug coverage</p>
<p>Please note that  <span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;"><span style="font-family: TVNordEFOP-Regular; color: #231f20; font-size: x-small;">Maternity benefits are not included with this plan.   </span></span></span></p>
<p><span style="color: #231f20; font-size: x-small;">For more information, call your local <a href="http://www.insurancebyjohn.com">San Diego health insurance</a> agent today for a quick<a href="http://www.insurancebyjohn.com"> California Health Insurance quote </a>or health insurance comparison. </span><span style="font-size: x-small;"><span style="color: #231f20;"><span style="font-family: TVNordEFOP-Regular;"><span style="font-family: TVNordEFOP-Regular;"></span></span></span></span></p>
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		<item>
		<title>New Discounts &#8211; Car Insurance in San Diego</title>
		<link>http://esandiegoinsurance.com/new-discounts-car-insurance-in-san-diego/</link>
		<comments>http://esandiegoinsurance.com/new-discounts-car-insurance-in-san-diego/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 02:10:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=262</guid>
		<description><![CDATA[Are you getting all of the discounts that you deserve on your car insurance in San Diego?
Insurance carriers update their guidelines periodically and it might be worth it to check to see if there are any new discounts available.  Some carriers will even give you a discount if you belong to a credit union.  What [...]]]></description>
			<content:encoded><![CDATA[<p>Are you getting all of the discounts that you deserve on your <a href="http://www.insurancebyjohn.com">car insurance in San Diego</a>?</p>
<p>Insurance carriers update their guidelines periodically and it might be worth it to check to see if there are any new discounts available.  Some carriers will even give you a discount if you belong to a credit union.  What is your current occupation?  Do you belong to any associations or groups? </p>
<p><a href="http://www.insurancebyjohn.com">Mercury insurance in san diego</a> offers many discounts depending on your occupation.  This can potentially help you save on your auto insurance. </p>
<p>Call your local San Diego car insurance agent today to see if you qualify for any additional discounts on your auto or home insurance.</p>
]]></content:encoded>
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		<item>
		<title>Commercial Truck Insurance</title>
		<link>http://esandiegoinsurance.com/commercial-truck-insurance/</link>
		<comments>http://esandiegoinsurance.com/commercial-truck-insurance/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 04:12:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=260</guid>
		<description><![CDATA[Having the correct type of insurance policy is very important.   If you use your truck or auto in your business, then you might need a commercial auto insurance in San Diego.    
Check with your insurance company first, because you never want to be driving around with the wrong type of coverage or the incorrect type of insurance [...]]]></description>
			<content:encoded><![CDATA[<p>Having the correct type of insurance policy is very important.   If you use your truck or auto in your business, then you might need a <a href="http://www.insurancebyjohn.com">commercial auto insurance in San Diego</a>.    </p>
<p>Check with your insurance company first, because you never want to be driving around with the wrong type of coverage or the incorrect type of insurance policy. </p>
<p>Finding affordable commercial auto or business auto insurance in very easy with working with a local <a href="http://www.insurancebyjohn.com">San Diego Insurance</a> agent.  Your local agent or broker can help compare many commercial auto insurance carriers at once, helping you save time and money.   Progressive and <a href="http://www.insurancebyjohn.com">Mercury Insurance in San Diego</a> have very competitive rates for commercial auto insurance.</p>
]]></content:encoded>
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		<item>
		<title>Happy New Year!</title>
		<link>http://esandiegoinsurance.com/happy-new-year/</link>
		<comments>http://esandiegoinsurance.com/happy-new-year/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 00:14:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Health Insurance]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[apartment building insurance]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=257</guid>
		<description><![CDATA[Hope everyone had a safe and joyous Holiday season.  With the start of the new year, now is a good time to review your insurance policy&#8217;s.  Do you have enough coverage for your home insurance in San Diego?   How is your health insurance in San Diego?
There are many competitive carriers currently and all it takes [...]]]></description>
			<content:encoded><![CDATA[<p>Hope everyone had a safe and joyous Holiday season.  With the start of the new year, now is a good time to review your insurance policy&#8217;s.  Do you have enough coverage for your <a href="http://www.insurancebyjohn.com">home insurance in San Diego</a>?   How is your <a href="http://www.insurancebyjohn.com">health insurance in San Diego</a>?</p>
<p>There are many competitive carriers currently and all it takes is a quick phone call to review.</p>
<p>By working with an independent agency, they can help you compare plans and shop many insurance carriers at once.  Feel free to email or call our office at 619-299-6000 for a friendly coverage comparison today!</p>
]]></content:encoded>
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		<item>
		<title>Insurance for the New Year</title>
		<link>http://esandiegoinsurance.com/home-insurance-quote-in-san-diego/</link>
		<comments>http://esandiegoinsurance.com/home-insurance-quote-in-san-diego/#comments</comments>
		<pubDate>Sat, 19 Dec 2009 01:25:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=255</guid>
		<description><![CDATA[Have you had a chance to recently review your home insurance policy?  The new year is approaching and now is a great time to review your home insurance in San Diego.
Call your local San Diego home insurance agent today to see if you can save money or get better coverage.  Your local insurance agent can [...]]]></description>
			<content:encoded><![CDATA[<p>Have you had a chance to recently review your home insurance policy?  The new year is approaching and now is a great time to review your <a href="http://www.insurancebyjohn.com">home insurance in San Diego</a>.</p>
<p>Call your local <a href="http://www.insurancebyjohn.com">San Diego home insurance </a>agent today to see if you can save money or get better coverage.  Your local insurance agent can help with your auto insurance, home insurance, and even <a href="http://www.insurancebyjohn.com">apartment building insurance</a>.  Call today and you will be amazed at the many choices and options.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Saving on your home insurance in San Diego</title>
		<link>http://esandiegoinsurance.com/saving-on-your-home-insurance-in-san-diego/</link>
		<comments>http://esandiegoinsurance.com/saving-on-your-home-insurance-in-san-diego/#comments</comments>
		<pubDate>Fri, 11 Dec 2009 02:10:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=252</guid>
		<description><![CDATA[If you are looking to save on your home insurance in San Diego, you have a few options.  Many company&#8217;s give you a huge discount by going with a higher deductible.  If you are fine with a higher deductible, this can help you save on your home insurance premiums.  The amount of savings by going [...]]]></description>
			<content:encoded><![CDATA[<p>If you are looking to save on your <a href="http://www.insurancebyjohn.com">home insurance in San Diego</a>, you have a few options.  Many company&#8217;s give you a huge discount by going with a higher deductible.  If you are fine with a higher deductible, this can help you save on your home insurance premiums.  The amount of savings by going with a higher deductible really varies depending on the home insurance carrier.  Some company&#8217;s give you a slight savings while others can give you a very large savings by going with a higher deductible.</p>
<p>Your local  home insurance agent should be able to give you a couple <a href="http://www.insurancebyjohn.com">San Diego home insurance quotes</a> with various deductible options so that you can make the right choice for your needs.  Besides home insurance, ask about packaging your auto and home insurance together to take advantage of even greater savings! </p>
<p><a href="http://www.insurancebyjohn.com">Mercury Insurance in San Diego</a> gives you up to a 15% discount on both your auto and home insurance when you package your insurance together.</p>
]]></content:encoded>
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		<item>
		<title>Flood Insurance</title>
		<link>http://esandiegoinsurance.com/flood-insurance/</link>
		<comments>http://esandiegoinsurance.com/flood-insurance/#comments</comments>
		<pubDate>Sat, 05 Dec 2009 01:10:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Insurance]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=250</guid>
		<description><![CDATA[Are you purchasing a new home?  Your lender or mortgage company might require you to have flood insurance in order to close Escrow.  Depending on your location and the amount of coverage you need, Flood Insurance can be really affordable.   Do you need flood insurance in San Diego for your home and contents or just [...]]]></description>
			<content:encoded><![CDATA[<p>Are you purchasing a new home?  Your lender or mortgage company might require you to have flood insurance in order to close Escrow.  Depending on your location and the amount of coverage you need, Flood Insurance can be really affordable.   Do you need <a href="http://www.insurancebyjohn.com">flood insurance in San Diego</a> for your home and contents or just for your home only?</p>
<p>Check with your local <a href="http://www.insurancebyjohn.com" target="_blank">home insurance in San Diego</a> Agent for a quick quote on flood insurance protection.  You never know when you might need it.  Besides flood insurance, your local agent might be able to help with <a href="http://www.insurancebyjohn.com">apartment building insurance</a>.</p>
]]></content:encoded>
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		<title>Great deals on home insurance in San Diego</title>
		<link>http://esandiegoinsurance.com/great-deals-on-home-insurance-in-san-diego/</link>
		<comments>http://esandiegoinsurance.com/great-deals-on-home-insurance-in-san-diego/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 00:54:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=248</guid>
		<description><![CDATA[With the holiday&#8217;s coming up and shopping season now in full force, people are always looking for great deals and bargains.  Is there such a thing as black friday for insurance?
Well there isn&#8217;t such a thing for insurance, but when you work with an independent insurance agent, they can help you compare rates from many [...]]]></description>
			<content:encoded><![CDATA[<p>With the holiday&#8217;s coming up and shopping season now in full force, people are always looking for great deals and bargains.  Is there such a thing as black friday for insurance?</p>
<p>Well there isn&#8217;t such a thing for insurance, but when you work with an independent insurance agent, they can help you compare rates from many insurance carriers at once to help you find the best plan for your needs.  For example, say you are purchasing a new home and getting ready to close Escrow.  You&#8217;ll need <a href="http://www.insurancebyjohn.com">home insurance to close Escrow</a>.  By working with an independent insurance, they can help you compare rates from many home insurance carriers at once to help you find the right product for your needs (oh&#8230;, and at a competitive rate too).</p>
<p>When working with an independent insurance agent, they can help you compare rates from many carriers at once such as <a href="http://www.insurancebyjohn.com">travelers insurance in san diego</a>, or <a href="http://www.insurancebyjohn.com">mercury insurance in san diego</a>.  Call your local agent today.</p>
]]></content:encoded>
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		<title>Commercial Auto Insurance in San Diego</title>
		<link>http://esandiegoinsurance.com/commercial-auto-insurance-in-san-diego/</link>
		<comments>http://esandiegoinsurance.com/commercial-auto-insurance-in-san-diego/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 03:00:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=245</guid>
		<description><![CDATA[Getting the right type of insurance policy for your vehicle is very important.
Did you recently purchase a new vehicle?  How is your vehicle registered?  Is your new vehicle or car registered in your personal name or the name of your business?
Will you have any employees drive your vehicle?  How do you use your vehicle?  Will [...]]]></description>
			<content:encoded><![CDATA[<p>Getting the right type of insurance policy for your vehicle is very important.</p>
<p>Did you recently purchase a new vehicle?  How is your vehicle registered?  Is your new vehicle or car registered in your personal name or the name of your business?</p>
<p>Will you have any employees drive your vehicle?  How do you use your vehicle?  Will you be driving to work and back or will you be driving on appointments each day?</p>
<p>It&#8217;s important that you have the correct type of insurance policy for your vehicle or vehicles.  Check with your insurance agent or company if you are not sure about which type of policy to get for your <a href="http://www.insurancebyjohn.com">car insurance in San Diego</a>.</p>
<p><a href="http://www.insurancebyjohn.com">Mercury insurance in san diego</a> has great rates for both personal auto and commercial auto insurance.  Call your local agent today for a quick auto insurance quote in San Diego.</p>
]]></content:encoded>
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		<item>
		<title>Anthem Blue Cross Smart Sense Review</title>
		<link>http://esandiegoinsurance.com/anthem-blue-cross-smart-sense-review/</link>
		<comments>http://esandiegoinsurance.com/anthem-blue-cross-smart-sense-review/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 19:32:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Health Insurance]]></category>

		<guid isPermaLink="false">http://esandiegoinsurance.com/?p=243</guid>
		<description><![CDATA[Anthem Blue Cross has recently come out with some affordable and very popular health insurance plans.  They noticed that individuals and family&#8217;s are looking for affordable health insurance and they&#8217;ve come out with plans to meet their needs.  These new plans are called Anthem Blue Cross Smart Sense.  Smart Sense PPO plans are affordable and [...]]]></description>
			<content:encoded><![CDATA[<p>Anthem Blue Cross has recently come out with some affordable and very popular health insurance plans.  They noticed that individuals and family&#8217;s are looking for affordable health insurance and they&#8217;ve come out with plans to meet their needs.  These new plans are called <a href="http://www.insurancebyjohn.com">Anthem Blue Cross Smart Sense</a>.  <a href="http://www.smartsenseppo.com">Smart Sense PPO</a> plans are affordable and competitive monthly premiums.</p>
<p>You can choose different deductible options ranging from $500 to $5000.  You can also choose to have generic-only prescription benefits or name brand and generic prescription benefits.</p>
<p>Some of the downsides to these plans is that they do not provide maternity benefits.  Also, you are limited to 3 office visits per year per family member. </p>
<p>The Smart Sense PPO plans are in California.  They might have them in other states also.  Check with your local independent agent for more information or if you would like to request a <a href="http://www.insurancebyjohn.com">health insurance quote in San Diego</a>.</p>
<p>This information is intended as a brief comparison of some of the benefits of the Anthem Blue Cross plans and shows copay/coinsurance amounts you will pay for services received from preferred providers only. You should review the Combined Summary of Benefits or the Evidence of Coverage/Certificate of Insurance and Plan Contract/Policy for a more complete description of the benefits, terms, exlusions, and conditions and limitations of the health plans.</p>
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