You just picked out your next dream home or your first house.  You’re getting ready to close Escrow and can’t wait to move in… and then you hear that you need to get hazard insurance in Escrow.  So, what is hazard insurance?

 Your Escrow company or lender usually requires you to have hazard insurance or home insurance before you can close escrow.  Hazard insurance is just another name for home insurance.  Right when you get into Escrow, it’s a good idea to start shopping around and getting homeowners insurance or hazard insurance quotes for your new house.   First, you should start by checking with your local auto or San Diego car insurance agent. 

It’s important that you obtain your home insurance from an experienced insurance agent so that you don’t have any delays at the last minute for your new house.  A trustworthy and honest agent can help with your home insurance needs, making this process easy and helpful.  Affordable home and health insurance in San Diego is just a phone call away.