Just recently had an individual coming from a group health insurance looking to apply for an individual health insurance plan. They got declined by two health insurance carriers, but finally she got approved with the last one that they applied for. In the end, this person is still going to be saving money compared to the COBRA option.

It unfortunate that not everyone can get approved with individual health insurance, however we are always happy to help you apply and answer any questions. Each health insurance company has slightly different underwriting guidelines. It’s good to be patient and stay positive while your application is going through the underwriting process. Feel free to call your local independent San Diego health insurance agent for an evaluation or plan comparison. We are happy to help answer your health insurance questions and provide proposals so that you can make the right decision for your needs. Our office helps with all of the major health insurance carriers, including Anthem Blue Cross, Blue Shield, Health Net, and Kaiser.