Blue Cross has many popular plans that have just come onto the market for individual and family health insurance in California. 

The new Blue Cross Smart Sense PPO plans have been super popular for those looking for affordable health insurance, while still maintaining major medical coverage.  Some of the downsides to the Smart Sense PPO plans is that they don’t include maternity benefits and your office visits are limited.   The nice thing with the Blue Cross Smart Sense plans is that you can choose to have both name brand and generic prescriptions or generic only prescription benefits.  Once you find the Blue Cross plan that you like, you can submit your Blue Cross application online or complete a paper application. 

Taken from Anthem Blue Cross of California’s website:

Smart health coverage with sensible savings.  
If you want reliable, essential protection at some of our lowest monthly rates, SmartSense could be the health plan you’re looking for.  
What makes SmartSense so smart is how it balances solid health coverage with opportunities to save money, including:  
A wide range of annual deductible/monthly rate combinations. Just choose the one that fits your budget.
Lower rates on services when you use our network of more than 50,000 doctors and 400 hospitals. This means your share of medical costs will be lower, too.
Immediate benefits for your first three in-network doctor visits. You’ll just have copays with no deductible to meet.
A choice of prescription drug benefits (brand-name and generic drugs, or (generics only). This helps keep your out-of-pocket prescription costs to a minimum.
Health and wellness programs. The healthier you are, the more you’ll save on health care.
Out-of-state coverage. This protects you from the high cost of unexpected emergencies when you travel.