If you are looking to save on your home insurance in San Diego, you have a few options.  Many company’s give you a huge discount by going with a higher deductible.  If you are fine with a higher deductible, this can help you save on your home insurance premiums.  The amount of savings by going with a higher deductible really varies depending on the home insurance carrier.  Some company’s give you a slight savings while others can give you a very large savings by going with a higher deductible.

Your local  home insurance agent should be able to give you a couple San Diego home insurance quotes with various deductible options so that you can make the right choice for your needs.  Besides home insurance, ask about packaging your auto and home insurance together to take advantage of even greater savings! 

Mercury Insurance in San Diego gives you up to a 15% discount on both your auto and home insurance when you package your insurance together.